Friday, January 31, 2020

Critically evaluate, with recommendations, the contribution of Essay

Critically evaluate, with recommendations, the contribution of psychology to our understanding of judge and jury decision making - Essay Example nal justice system pays too much attention to psychology, it may result in excusing certain forms of criminal behaviour hence impeding the administration of justice. (Vidmar, 1989, p1-8) In relation to this, there are also certain factors that have to be considered when dealing with particular issues in the justice systems such as expert testimony. Details of psychology in the courtroom and in other aspects of the criminal and civil justice system will be examined in detail below. There are certain psychological factors that come into play when analysing the criminal and civil justice system. The first one to be considered is communication. Communication is the transmission of information. It can be divided into three main components. These are; verbal communication, vocal communication and non-verbal communication (Berger et al, 1972, p 241-255) Verbal communication involves the use of written or oral formats to convey specific messages to other parties. Vocal communication involves all the audible aspects of communication such as tone, pitch of voice, rate of speech, intonation and inflexion. In this form of communication, focus is kept on how the message is conveyed rather than the subject matter itself. Lastly, there is non-verbal communication; here, visible elements of communication are considered such as personal appearance, facial behaviours, body orientation, posture, touch, gestures, eye contact and even eye movement. Auditory cues are the main area of emphasis in this case. (Casper & Zeisel, 1992, p135-191) Psychologists assert that the most influential form of communication in the courtroom is the non-verbal form. Others have argued that in case jurors or judges are faced with situations where the statements presented to them are in contradiction with each other, then chances are that those jurors will rely on non-verbal forms of communication rather than the actual word spoken. Research has shown that many jurors have been convinced by some forms

Thursday, January 23, 2020

Emotion vs. Intellect in Ode to a Nightingale and Since Feeling is Firs

Emotion vs. Intellect in Ode to a Nightingale and Since Feeling is First  Ã‚     Ã‚  Ã‚  We must look for guidance from the emotions†¦not the mind. This romantic philosophy is portrayed in the works of both John Keats’s "Ode to a Nightingale" and E. E. Cummings’s "Since Feeling is First." Each poet addresses the complex relationship of following one’s emotion and passion as opposed to one’s thought. Whereas Cummings supports living life fully in order to escape the confines of thought, Keats suggests death as the only possible means of overcoming this human consciousness. Cummings’s "Since Feeling is First" compares the inadequacy of mental analysis with the beauty of emotional spontaneity by "argu[ing] feeling and the abandonment of inhibition to larger forces" (Heyen 133). For the poet, acute perception comes from feeling, not thinking, which only allows us to "see" indirectly. In other words, the beauty of the experience is, in and of itself, proof of the power of beauty. Thus, Cummings desires the reader "to render the image of what we see, forgetting everything that existed before us" (Cohen 42). Such a statement is not a condemnation of rationality, but instead an affirmation of the mystery of things, which is more compatible with feeling than with knowing, supposing the latter to be a form of measuring that lacks love. For Cummings, mind is only a villain when it becomes dissociated from feeling. Yet, with his first line, it is very important that he convince his reader of his premise that "feeling is first." For, Cummings is writing a s eduction poem. He is telling the woman in the poem, in a carpe diem manner reminiscent of seventeenth-century style, to make good use of time, to act from feeling, to abandon her "syntax" in... ...raff, Gerald. Poetic Statement and Critical Dogma. Evanston: Northwestern University Press, 1980. Heyen, William. "In Consideration of Cummings." Southern Humanities Review Spring. 1983: 131-42. Jarrell, Randall. "The Profession of Poetry." Partisan Review Fall. 1950: 724-31. Knight, G. Wilson. The Starlit Dome-Studies in the Poetry of Vision. New York: Barnes and Noble Inc., 1960. Maurer, Robert E. "Latter-Day Notes on E. E. Cummings’s Language." E. E. Cummings: A Collection of Critical Essays. 1972: 79-99. Vivante, Leone. English Poetry and its Contribution to the Knowledge of a Creative Principle. Carbondale: Southern Illinois University Press, 1983. Wesolek, George. "E. E. Cummings: A Reconsideration." Renascence Autumn. 1965: 3-8. Williams, Meg Harris. Inspiration in Milton and Keats. Totowa: Barnes and Noble Books, 1982.      

Wednesday, January 15, 2020

Morality and Monkey Essay

Monkey is created by the author as an individual entity that resembles the characteristic of an ordinary human being. It is quite obvious that the audience would better understand the idea hidden in the literature if the characteristics of the protagonist are closely related to those of the reader. In Monkey , the author carefully parallels the traits of Monkey to the lives of human beings. Then why does the author portray so much resemblance between Monkey and human? The author’s approach in attracting the audience by using symbolism successfully accomplishes the intention in the novel. All humans feel a need, a hunger for the things that benefit their way of living. Monkey easily symbolizes many ordinary humans in this world. Monkey’s life represents a journey that reflects the lives of most human beings. From the beginning of the novel,Monkey expresses hunger that is overpowered by greed. Similar to human beings,Monkey first seeks knowledge, then power, and finally enlightenment. Monkey’s arrogance brought by greed is displayed when he proclaims, â€Å"why do you not bow down to me as your king? † . Monkey’s desire to acquire more than the apparent limit is more understandable to the audience, because human beings are able to empathize with this greed felt by Monkey. All people fight with human nature to alter the natural phenomenon that occurs in life. In comparison, Monkey struggles to alter nature by demanding immortality. Human beings struggle to change nature in order to achieve higher status in society or personal satisfaction. Monkey seeks immortality to prevent nature from taking its course so that he may be able to rule his kingdom forever. Readers are able to better understand Monkey’s adventure to find the impossible in life. Man looks for opportunities to expand his potentials just as Monkey strives to increase his powers. During the course of life, there are obstacles that hinder the path to acquiring the impossible powers. The forces of good and evil goes up against each other throughout the novel. The tension between good and evil comes natural throughout the book just as human beings experience hardship in everyday lives. Another similarity portrayed between Monkey’s world and human civilization are the values and the customs they hold. Chinese moral.

Tuesday, January 7, 2020

The Vampire Effect Of Dracula - 1390 Words

Not many people would think that they can be compared to Count Dracula. Considered to be one of the most well-known monsters of all time, Count Dracula sucks the blood of his victims, which would ultimately lead to their death. While this seems like a very unique example, it can be applied to nearly every person, specifically in the college stetting. This phenomenon that can be linked to this monster is called the â€Å"vampire effect.† First used in the book ______, this term refers to the what happens in social groups due to different personality types that were caused by a difference in economic background. Set in a college dormitory, chapter 4 of the book discusses how there is a difference in the social lives of students who are quiet versus students who are more outgoing. Students who were shy were generally ignored and did not seem to partake in many social activities. While Armstrong and Hamilton suggest that the â€Å"Vampire Effect† arises due to the soci al students knowingly ignoring and rejecting the shyer students, that is not the case. The cycle through which the effect takes place starts with self-comparison due to economic status, envy, and self-blame, and results in anxiety and self-isolation. Although this is done unintentionally, consciously known factors such debt and class also play a role in the process. As Armstrong and Hamilton describe the â€Å"social isolates†, â€Å"Others treated the quieter roommate as sort of a sidekick or an invisible appendage† (105).Show MoreRelatedHow Dracula Is The Most Famous Literary Vampire1658 Words   |  7 Pages An Immortal Soul: Why Dracula is the Most Famous Literary Vampire The title character and antagonist of Bram Stoker’s 1897 novel Dracula is an easily recognizable character in the Western canon. 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TheRead MoreThe Opposition Of Dracula And Its Influences On Vampire Literature1467 Words   |  6 Pagesopposition of Dracula and its influences on vampire literature Have you ever thought to yourself, what has influenced vampire literature today? Well, neither have I, but it wouldn’t hurt to touch on the subject. Dracula introduces the idea of lust and death within vampirism. Also, there are many connections that I make throughout this essay between Dracula and I am Legend, proving that Dracula was an influence on the book. The opposition of Dracula has had great influences on vampire literature.WeRead MoreAnalysis Of The Novel Dracula 1452 Words   |  6 PagesAnalysis of Dracula Although Dracula was not the first vampire novel, the effect that Bram Stoker’s creation had on the vampire genre is undisputable. At the time, it was written intellectual revelations during the 19th century had begun to change what people fear. Archaic legends like vampire stories no longer inspired terror in industrializing areas like Britain. What made Dracula widely successful was the incorporation of modern themes and anxieties with the renowned archetype of the vampire. By analyzingRead MoreAre You A Fan Of The Supernatural? Do You Believe In Things1744 Words   |  7 PagesAre you a fan of the supernatural? Do you believe in things such as ghosts, vampires, werewolves, or zombies? Perhaps you simply like to watch those types of things. Whatever your standpoint is, supernatural beings are more popular than ever. Vampires, in particular, have fascinated audiences of all ages for decades. While the term â€Å"vampire† is more recent, people have been telling stori es of blood-sucking demons since ancient times. Many of these stories tell of people who used to consume bloodRead MoreThe Mystery Of The Vampire1129 Words   |  5 PagesVampires, zombies, ghosts, and demons are the four biggest genres of Western horror. While some horror movie tropes seem to come and go, like mummies, witches, cannibals, those four genres never seem to disappear. Every couple of months a new haunted house movie comes out, and since the start of AMC’s The Walking Dead, zombies have not even taken a break. Even considering how popular zombies are now, there is one type of creature that we will always be plagued with; the vampire. Just in the 21stRead MoreWeaknesses Of Dracula1674 Words   |  7 Pages‘Count’ His Weaknesses Is a vampire a sinister blood sucking monster, or is a vampire an attractive teenager who sparkles? Dracula was written in 1897 and is the first piece of literature that includes vampires and sets up the characteristics of future vampires. Dozen of works of literature has been created based off of the creature in Dracula for example the novel Twilight and as time goes on literature has tweaked some of the vampire’s traits, powers and weaknesses. Dracula is a gothic novel with gothicRead MoreA Drink Of Blood1648 Words   |  7 PagesA Drink of Blood When most people hear the name â€Å"Dracula†, they are usually thinking of an evil monster saying bleh bleh bleh bleh bleh. While this is partially true, there is much more to Dracula. Count Dracula is a feared vampire who lives in a mysterious castle in Transylvania. The elements of a vampire story are what truly create this novel and its themes. In Bram Stoker’s Dracula, there are several essential elements of a vampire story that are discovered through characterization and settingRead MoreEssay about The Cultural Aspect of Dracula in Bram Stokers Dracula981 Words   |  4 PagesThe Cultural Aspect of Dracula in Bram Stokers Dracula In Bram Stoker s Dracula, vampires act as principles of mixing in many ways. Dracula comes from Transylvania, which is a land of many people, and his castle is located on the border of three states. Dracula himself describes the place as the whirlpool of European races, and boasts, in [his] veins flows the blood of many brave races (p. 28). Dracula wishes to go to London, to the crowded streets with a variety of people. He takes bloodRead MoreComparing Dracula, And I Am Legend By Richard Matheson1584 Words   |  7 PagesSince the beginning of time vampires have been categorized into different types† and are portrayed in different ways throughout several books. This paper will focus on three vampires from the following books: Dracula by Bram Stoker, and I am Legend by Richard Matheson. Dracula is considered to be the traditional vampire, where it all started, and the vampires in Matheson’s book, follow somewhat Stoker’s concept, but is more of a modern â€Å"typ e† of vampires. Certain vampire elements have been presented

Monday, December 30, 2019

Review The Mortgage Policies Of Hsbc Bank Finance Essay - Free Essay Example

Sample details Pages: 11 Words: 3317 Downloads: 10 Date added: 2017/06/26 Category Finance Essay Type Analytical essay Did you like this example? INTRODUCTION: Home is the need of every human being and having their own home is dream of every human being. In the United Kingdom price of the houses are very high and it is not possible for every citizen to buy their own home without taking financial help from financial organization like banks or building societies. When bank or a building society helps someone financially by providing loan, so that a citizen is able to buy his/her own home is called mortgage. Don’t waste time! Our writers will create an original "Review The Mortgage Policies Of Hsbc Bank Finance Essay" essay for you Create order In other words we can say a mortgage represents a loan on a property or house that has to be paid over a specified period of time. As financial help is always needed for smooth run of oneà ¢Ã¢â€š ¬Ã¢â€ž ¢s life so for the convenience of the people there are many financial organizations such as banks help the people financially, who want to buy their own home and property. So mortgage was introduced by the banks, from which people can get financial help so that one is able to buy his/her own home and property. Mortgage system is very popular among the people of the United Kingdom because this is the only way to buy their own property. As we know that the mortgage is that sum of money which is borrowed from the Bank or Building Society for buying a property and that borrowed amount has to be paid back with principle plus interest within fixed time period. Today mortgage has great importance as it is the only way with the help of which people are able to buy their own property. This dissertation report is based on the theory of research over the mortgage system of HSBC Bank and specifying the various strategies and policies of their mortgage system. The purpose of this report is to critically evaluate the mortgage system of HSBC Bank. Company Background: HSBC Bank has its headquarters in London. HSBC took its name from the Hong Kong and Shanghai Corporation which was founded in 1865 to finance trade between China and Europe. HSBC is one of the largest banking and financial services organization in the world. HSBC has 8,000 offices globally. HSBC Bank is one of the major clearing banks in the United Kingdom having more assets than any other bank. The business ranges from the traditional High Street roles of personal finance and commercial banking, to private banking, consumer finance as well as corporate and investment banking. HSBC is listed on the stock exchanges of London, Hong Kong, New York, Paris having around 220,000 shareholders in 119 countries and territories. HSBC has 1500 branches in United Kingdom. HSBC Bank plc is incorporated in England and Wales and established at 8 Canada Square, London E14 5HQ which is its Registered Office. This bank is regulated by the Financial Services Authority and is registered in the Fina ncial Services Authority Register with the Registration Number: 114216. HSBC Bank is member of the Financial Ombudsman Scheme. Literature Review: à ¢Ã¢â€š ¬Ã…“A mortgage is a conveyance of land or an assignment of chattels as a security for payment of a debt or the discharge of some other obligation for which it is given. This is the idea of a mortgage; and the security is redeemable on the payment or discharge of such debt or obligation, any provision to the contrary notwithstandingà ¢Ã¢â€š ¬? (Stanley Wilde 1899) Per Lindley MR. The mortgage is derived from the two words i.e. mort and gage which means à ¢Ã¢â€š ¬Ã…“dead pledgeà ¢Ã¢â€š ¬?. The mortgage is usually signed by the borrower and agreed before a public notary and is recorded with the County Recorder. In the mortgage system if the mortgagor fails to pay the installment then the lender has right to close out the mortgage and can sale the property to get the payment for future.(Jack P Friedman, 2003 p.173-204) The mortgage is a  loan  to  finance  for the  purchase  of  real estate, with a specified intere st rates and fixed payment time period. The  borrower (mortgagor) gives the  lender  (mortgagee) a  lien  on the property  as  collateral  for the loan. People can borrow money to buy a home and pay interest on the mortgage to the lender (Bank or Building Society). The Lender (Bank) uses borrowerà ¢Ã¢â€š ¬Ã¢â€ž ¢s property as security for the loan. This term means that if the borrower fails to pay the monthly installment then lender (Bank) may repossess property. An individual can apply for mortgage from any bank like HSBC, Lloyds TSB, Barclays, and Santander or from Nationwide (Building Society) or from Islamic Bank of Britain. The mortgage makes very easier to pay the huge amount in the monthly installment for the fixed time depends on the mortgage plan. (Jack Guttentag, 2004). The mortgage which suits you the best depends on many parameters which mainly include your risk enduring capacity, your personal financial g oals and capabilities and your income. In the presence of so many options and offers present in the market it can surely become a daunting task to select the best mortgage option for you. Considering your dilemma we at finance-strategy.com came up with some useful tit bits which when kept in mind can surely help you make a wise decision towards taking a mortgage. An adjustable rate mortgage is perfect for those situations where you have to stay in that house for a short period of time and when the interest rates in the market are low and are expected to stay so too during the coming times. On the other hand a fixed rate mortgage fits those situations where in you decide to won that house for a longer period of time and the interest rates too are very high at the moment with chances of volatility in the near future. A fixed interest cushions you against these turbulent conditions. The advantages and disadvantages of mortgages will surely take us a step closer towards deci ding it for sure if taking a mortgage is the best solution for your situation. Advantages: The most important advantage associated with a mortgage is the fact that it allows us to retain the ownership of our property and at the same time helps us in getting financial aid too. There is no need for one to sell or let go of his property to seek some money in exchange. In a mortgage the lender does not receive any share in the ownership of the property but is only entitled to take back the principal amount and the interest accumulated on the principal amount lent by him to you. the lender can only claim ownership on your property in case you default on the repayment schedule. The other benefit associated with mortgage is the fact that the interest payments on the mortgage are tax free in nature. Since the schedules of repayment are pre fixed and decided it allows you to plan your financials and expenses accordingly thereby simplifying the entire process for you. By availing a mortgage you now have access to cash flow which you were not having in normal conditions an d can now use it to fulfill your needs and requirements. Disadvantages: The need of depositing collateral as security works out to be the biggest drawback of mortgages. It restricts the kind of people who can avail a mortgage as only home owners or other asset owners can do so. Also, in case that you default on your payment the lender has the right to claim the property deposited by you as collateral and then subsequently sell it off to claim back the loaned amount he had given you. You have to ensure while taking the mortgage that there is a clause mentioned therein that on repayment of the mortgage the lender has to release the ownership title submitted to him by you. The lender as per his convenience can define several events which he mat term as a default and generally includes inability to pay back the loan, bankruptcy, insolvency or any breach in the mortgage agreement. Therefore the risk of you ending up losing your property increases substantially. Repayment Of Mortgages There are two methods of repaying mortgage, one can choose from these two methods according to oneà ¢Ã¢â€š ¬Ã¢â€ž ¢s personal circumstances. Capital Repayment: With a capital repayment plan, monthly payment covers the interest charged on mortgage and it also reduces the outstanding balance each month in line with the term selected. With this repayment plan, one can ensure mortgage is fully paid off at the end of the mortgage period. What we get with the repayment option: Interest and capital repaid à ¢Ã¢â€š ¬Ã¢â‚¬Å" monthly payment covers the interest and also reduces the total balance outstanding Secure à ¢Ã¢â€š ¬Ã¢â‚¬Å" providing all payments are made, the mortgage will be repaid in full at the end of the agreed mortgage term Choose your repayment term à ¢Ã¢â€š ¬Ã¢â‚¬Å" up to a maximum of 30 years. Capital repayment is a repayment option on all of our mortgage products à ¢Ã¢â€š ¬Ã¢â‚¬Å" fixed rate, tracker and discount mortgages. Interest only: With an interest only option, monthly payment covers only the interest charged on mortgage, freeing up cash to spend elsewhere or to invest to pay off mortgage at the end of the mortgage term. By repaying only the interest on mortgage, monthly repayments are lower than with an equivalent capital repayment mortgage. What we get with the Interest only option: Interest only à ¢Ã¢â€š ¬Ã¢â‚¬Å" the monthly payment covers just the interest and the original capital amount borrowed remains outstanding throughout the term of the loan Lower monthly payments à ¢Ã¢â€š ¬Ã¢â‚¬Å" because capital is not repayed, monthly payments will be lower than with a capital repayment mortgage Long repayment term à ¢Ã¢â€š ¬Ã¢â‚¬Å" up to a maximum of 40 years Lower borrowing limit à ¢Ã¢â€š ¬Ã¢â‚¬Å" up to a maximum of 75% of the purchase price or the valuation of property (whichever is lower) Availability à ¢Ã¢â€š ¬Ã¢â‚¬Å" Interest only loans are restricted to home buyers or customers re mortgaging from a competitor. Not available to existing customers borrowing further funds. Mortgage products of HSBC Bank Fixed Rate Mortgages: Repayments are fixed for the duration of the fixed term, and because it doesnt vary, monthly repayments remain the same regardless of what happens to interest rates HSBC currently offers fixed-rate mortgages over 2 and 5 year periods. At the end of the period mortgage will revert to the HSBC Variable Rate unless borrower decide to move to another product Feature Fixed Rate Interest Type Fixed Interest Calculated Daily Yes Unlimited over payments without incurring a charge No Early repayment charge Yes Extended tie in period No Exit fee No Can loan can be port if a person move home Yes In Fixed Rate Mortgages early repayment charge applies during the fixed rate period, and if we increase our standard monthly payment by more than 20% or repay, by any other method, the whole or any part of the mortgage, over and above your standard monthly payment during your fixed rate period Tracker Mortgages: The tracker interest we pay is an agreed percentage above the Bank of Englands Base rate. As the base rate rises and falls, the tracker will track these changes, and so rise and fall accordingly. This will affect the monthly payments HSBC Tracker mortgages are Lifetime trackers, in that they track the Base rate for the lifetime of the loan. Therefore we do not have to worry about coming to the end of a deal, and subsequently switching, with the associated costs. Should Base rates rise you can select to move to a fixed rate where booking fees may be payable. Feature Fixed Rate Interest Type Variable Interest Calculated Daily Yes Unlimited over payments without incurring a charge Yes Early repayment charge No Extended tie in period No Exit fee No Can loan can be port if a person move home Yes Discount Mortgages: A discount mortgage is a variable rate mortgage that offers an interest rate that is a discount off the HSBC Variable Rate for an agreed period (e.g. 2 years). With a discount mortgage, monthly payments will go up and down as the HSBC Variable Rate rises and falls. The HSBC Variable Rate is a rate that is internally set by HSBC. An early repayment charge applies during the discounted rate period, and if we increase our standard monthly payment by more than 20% or repay, by any other method, the whole or any part of the mortgage, over and above our standard monthly payment during your discounted rate period. Feature Fixed Rate Interest Type Variable Interest Calculated Daily Yes Unlimited over payments without incurring a charge No Early repayment charge Yes Extended tie in period No Exit fee No Can loan can be port if a person move home Yes GOVT STATISTICS: According to the government statistics the Mortgage Rescue Scheme used to monitor the statistics which usually gives information on the number of householders with having the mortgage difficulties. This scheme has two main elements: Government Mortgage to Rent and à ¢Ã¢â€š ¬Ã‹Å"Shared Equity The figures which are presented by Government Office Region are usually based on this scheme and submitted to Local Government by local authorities and communities. Local authority figures do not contain estimates for missing returns. Information on the local authority response rate is provided alongside the reported figures for each period. Figures for different periods are shown on separate tabs in the workbook. This is under the Ministry of Justice and the council of mortgage lenders. (www.communities.gov.uk/publications/corporate/statistics/mortgagerescuestatistics2010) Mortgage and landlord possession statistics (NS) 13 March 2010 Quarterly National Statistics on possession actions issued in county courts by mortgage lenders and social and private landlords in England and Wales. This is released quarterly by the ministry of justice and in relation with UK statistics authority. Justification: As having the field of banking I am quite interesting in reviewing the different strategies followed by the banks in the various fields. Moreover it is accessible for me to collect the information regarding my topic as my friend is serving for the both banks. From them I can get the required data regarding my dissertation. The reason behind choosing this topic is that I can get a direction for my future perspective by having the detailed study of this topic. RESEARCH QUESTIONS: The most important parts of the research needed to be covered are as follow:- What are the major resemblances among commercial mortgage in the Britain? What are the considerations customers should employ when choosing a mortgage product? RESEARCH OBJECTIVES: The below mentioned aims are set up on the foundation of planned research questions: To study the different mortgage products of HSBC Bank To recognize the important advantages of the HSBC mortgages over the other commercial mortgages system in the country, To discover the suitable measure. RESEARCH METHOD: Research plan is very important the main component of the research method. In this research method we will give the fundamental sketch of complete research scheme. Research method is the basic initiation of the entire research in it will plan that the how and when the research will be completed and what actions are required to accomplish this task.   This section aims to explain the type of research methods that would be used for the analysis of the proposed company. The results of the research would indicate the range of services that need to be offered, and the suitability of these services for the target market.  Moore (2000)  explains how the methods used will be influenced by constraints, such as time and money. It is important to consider all the methods available and choose a method that is most likely to achieve the objective of the research. Inductive and deductive Approach: RESEARCH OPINION: In the research onion is used to define the whole process of research strategy in detail the generic research process à ¢Ã¢â€š ¬Ã‹Å"onionà ¢Ã¢â€š ¬Ã¢â€ž ¢ support the researchers and give them the direction to do work. (Saunders et al, 2000) There are the different layers which represents the following aspects of the Research Methodology. Research Philosophy Research Approach Research Strategy Time Horizons Data Collection Methods Primary and Secondary Research   Primary data is that type of information which is new and that hasnà ¢Ã¢â€š ¬Ã¢â€ž ¢t been used or collected before. On the other hand the secondary data is that information which has been collected earlier, by some other sources for their own purpose and can used by others for their convenience .(Saunders et al. 1997). Secondary research is also very important for the establishment of data and the collection of data for the current issues and this also helps to discover the relevant studies which can be carried in the past time. Advantages and disadvantages of primary and secondary research methods Primary Research Advantages: This can be used by face to face conversation in the form of interviews or by the telephonic interview. This is used by the help of technology by using mobile phones and through internet communication. A large group of people can be cover in many areas. Wider coverage of geographical areas. This method is cheaper one. . Disadvantages: There are problems to prepare it. The Questions put in this are generally easy to answer. Lower response for the historic things. Time consuming. Secondary Research Advantages: This is time saving method. This can be used by any firm for the research. Sometime this depends upon the type of research which has to be conducted, for that case their advantages and disadvantages vary. Probably accurate. Disadvantages The main disadvantage is that there is no up to date and is collected over the time. And there may be changes in that data which has to be updated. Data may be in unsuitable format. The data is free to all and there no competitive advantages the organisation (Ghauri and Gronhaug, 2002) Qualitative and Quantitative Research   The table below outlines the differences between qualitative and quantitative data:  Qualitative Quantitative This research is based on words which are expressed in meaning. Based on derived  from numbers and data. Results collected are non-standardized and data require classification into categories and not in the numerical form. Result of collection is in the numerical form and data is standardized. Conceptualism is used for conduct the analysis. Analysis conducted through there is use   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Of diagrams and statistics. (Dey (1993); Healey and Rawlinson (1994), cited in Saunders et al (2003)) SELECTION OF METHOD: As I have the topic of mortgage system it will be suitable for my topic if I will go through mixture of both approaches i.e. both secondary and primary resources. This will be helpful in collecting the relevant data according to the need and will be useful in going to the depth of the research. On my part it is valuable to go through by considering the research onion. Regarding this I will concern both approaches for my research given by (Saunders and Thornhill in 2000). ETHICS: The main source of data collection methods for my research is quantitative method which is useful for collecting the facts and figure for my research. Moreover I have contacts in the both banks for collecting the information. The manager Of HSBC Bank is in contact with me and he agreed to assist me in providing information as per my requirement. In order to make my research more accurate I will use the secondary data and primary data sources as well. By this I can get all the information regarding the mortgage system of the both banks with the required form of data in order to take the comparison of the policies given by the both banks for the mortgage system they provided to their customers. For the guidelines I will do all the work under my supervisor and take suggestion and help of my supervisor time to time to complete my dissertation. SCOPE: The topic of mortgage system has wider scope in the present time as there is a great demand for the mortgage products in the current market position. The theory of my topic is controllable therefore I can do better by keep in mind the wider scope of my study. Even this will help me in future to get the good job in Banking Industry. .

Sunday, December 22, 2019

Conflict Within Events And Leisure Organisations Essay

Conflict can be defined in various ways and has no single clear meaning. A broad definition of conflict is a serious disagreement or argument that generally continues for a long period of time, however according to Huczynski and Buchanan (2010) no conflict exists if two or more parties are not aware of any conflict. In terms of conflict within events and leisure organisations, De Dre and Beersma (2005) say that â€Å"conflict is best viewed as a process that begins when an individual or group perceives differences and opposition between him/herself and another individual or group about interests, believes or values that better to him or her.† Within organisations, the management of conflict greatly depends on the personality and characteristic of individual managers. It is â€Å"not possible for all human begins to live in peace and harmony all the time† (Martin, 2005, p.750), therefore conflict within the workplace is inevitable and can arise within events and leisure organisations for many reasons. Personal factors are the main factor contributing to conflict. Differences in values and beliefs can often create conflict, as individuals will have alterations about the underlying purpose of an organisation, and how each other should act toward one another and customers. Unique personalities can also create conflict as it can result in people struggling to get along with one another, and therefore a ‘personality clash’ will occur (Rollinson, 2008, p.418). Another personal form ofShow MoreRelatedUnderstanding Organisations and the Role of Human Resources1642 Words   |  7 PagesACTIVITY A – INFORMATION SHEET FOR THE NOKE BY THISTLE HOTEL (742 WORDS) Organisation / Products / Services The Noke by Thistle is a Thistle Hotel, owned by Guoman Hotels, located in Chiswell Green, St. Albans. Situated just off junction 21A of the M25 and junction 6 of the M1, its location is perfect for both travelling business clients and those seeking leisure breaks. The hotel offers a wide range of products and services, spanning from accommodation, breakfast lunch and dinner servicesRead MoreSports as a Tool of Integration1725 Words   |  7 Pageslocal development. They encourage volunteerism and can be utilised to spearhead non-governmental changes and transformation initiatives. Sports can cut across barriers that divide societies, making them a powerful tool to support conflict prevention and peace-building efforts. 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Saturday, December 14, 2019

Team Analysis Free Essays

Analysis of Team A Learning teams give individuals an opportunity to work together to achieve a goal or assignment. Our learning team members completed the charter to become familiar with individual strengths, areas they would like to improve and skills they can offer to the team while completing assigned tasks. The expectations we have to be successful are stated in the charter, along with methods to manage conflict if it occurs. We will write a custom essay sample on Team Analysis or any similar topic only for you Order Now Evaluating the team member’s self-assessments along with their contribution to the team charter will provide a basis to improve the performance of Learning Team A. Team Charter Becoming familiar with team members is the primary method to know the best way to manage the performance of a team. Completing the team charter provided the foundation for team members to express their thoughts and processes of an effective team. As a learning team we established some ground rules: necessity of a team leader, checking in with team frequently, expressing problems early on. Overall, the expectations appear to be similar among all team members: encouraging communication with team members, sharing equal responsibility for the assignments, requesting and accepting assistance when needed from other team members in order to complete an assignment on time. When these expectations are not met it could result in conflict. When conflict occurs, professionalism and a direct approach will work best to manage the situation; we agree this will allow the team members to resolve the matter and continue with assignment. Self-assessments We shared our results from the self assessments on trust, listening and personality types. The assessment on trust demonstrated how most of us have trust issues, except Michael appears to be more trusting of others, within the group. This indicates the need for us to ensure we communicate to our fellow team members our intentions and follow through, in order to build trust among each other to maintain adequate performance. Listening skills were also an assessment we performed individually; most of us were surprised to see we were not as good listeners as we thought. The scores were in the mid 40s, indicating we will need to make a concerted effort to listen to team members when communicating. Although, we are communicating in a virtual forum, it is still important for us to be aware of our weaknesses as listeners so when communicating online we avoid potential setbacks in our team performance from miscommunication. As for the Jungian personality type assessment, all the team members felt that it closely depicted them. Being aware of individual attributes or strengths will help to enhance the team’s performance by knowing what they can contribute. Larry is observant, cool, unpretentious and highly motivated. Although, we have not delegated a leader yet, I would choose him to lead our team. His personality will compliment the other personalities within the team and therefore facilitate the work that needs to be done. Michelle and Richard were assessed as problem solvers and highly conceptual, I see them as the team members that can address the problems that might delay completion of an assignment. Possibly, Michelle and Richard can ensure the assignment is broken down or develop a method to complete. Michael appears to have the personality that is out-going and a visionary. These skills compliment those of Michelle and Richard by providing innovative ideas, for instance, preparing presentations. My personality assessment represents a realistic and logical manner in which I deal with situations. This will provide the team some assurance I will keep team members informed of the assignments and progress of our team. Overall, I think we have a balanced group of personalities to ensure optimal performance as a team. Conclusion Learning team A will work together to complete assignments; the team charter defines the methods we will use to improve performance. Relying on the strengths and skills of the team members will improve the efficiency of the team. As a team, we are individuals with different personalities, strengths and weaknesses; How to cite Team Analysis, Papers